Personal financial coaching · A plan for your life

Don't guess
with your money.

Turn financial uncertainty into an intentional next step. Build a plan around your goals—and the time, energy, and money you have to get there.

Start with our free newsletter

A clearer perspective. No subscription fee.

Steven E. Cox, your financial coach
Meet your coach

Real experience.
A personal approach.

Steven E. Cox

Steven brings experience in wealth management, financial planning, credit analysis, and business consulting to a simple purpose: helping you understand your options and take informed action.

His experience includes client service and financial-plan implementation at Morgan Stanley, financial planning at Equitable Advisors, consulting at EY and Sia Partners, and credit analysis at S&P. He earned a B.A. in Mathematics from Ithaca College, with specializations in finance and economics.

Today, that analytical foundation meets practical coaching—connecting your financial goals to the realities of your everyday life.

Wealth managementFinancial analysisBusiness strategyCommunity leadership

Prior professional experience; no employer affiliation or endorsement implied.

Four ways to move forward

Planning that is
tailored to you.

Explore individual services below, or choose up to two as the focus of our $400 three-month coaching package.

01 / ONGOING

Personal
planning

$300 / quarterly

Build a budget that fits your life and manage day-to-day transactions with greater clarity.

Explore service

Review cash flow, organize spending, set realistic priorities, and build repeatable money-management habits.

Apply with this focus
02 / ONGOING

Business
planning

$300 / quarterly

Operate, scale, or launch your own business with a clearer financial plan.

Explore service

Shape an offer, evaluate costs and profitability, structure responsibilities, and plan how to bring your business to market.

Apply with this focus
03 / ONE-TIME

Personal
Money Audit

$300 / one-time

Establish your goals, understand where you stand, and identify your next steps.

Explore service

Bring your financial picture together, assess the gap between today and your goals, and leave with recommendations for what to prioritize next.

Apply with this focus
04 / ONE-TIME

Investment
education

$500 / one-time

Learn the foundations for building your own investment portfolio.

Explore service

Understand diversification, risk, investment types, and portfolio construction so you can make more informed decisions. Education—not guaranteed returns or discretionary investment management.

Apply with this focus
The Cashflow Engine Method

Money is a number.
Your life isn't.

First we analyze income efficiency to maximize your greatest resource, which is time. Every strategy is reviewed through three lenses: time spent, energy exerted, and money required.

The goal is not simply to do more. It is to choose an approach whose demands fit the life you want to build.

Where you might start

More time. Less intention.

Time
Higher
Energy
Lower
Money
Lower
One possible destination

Less time. Focused resources.

Time
Lower
Energy
Higher
Money
Higher

Illustrative resource profiles, not measured results or promises. Your strategy may balance these resources differently.

Month 01

Understand today.
Define tomorrow.

Current State Analysis & Goal Setting. Review your income, expenses, resources, and priorities. Define what progress should look like.

Month 02

Choose your
path forward.

Strategy presentation. Compare low-, medium-, and high-risk approaches, including the time and energy each requires. Choose the strategy you are comfortable pursuing.

Month 03

Put your plan
into motion.

Implementation. Our team works with you to implement your chosen strategy and provides tools to monitor progress in real time.

Book a coaching session

Your next chapter
starts with a plan.

Tell us where you are and where you want to go. We’ll review your application and contact you about the next step.

One focused offer
$400 / three months

Choose up to two services as your primary focus. A three-month coaching package built around your priorities.

$400 total—not a monthly price. Applying does not charge you or confirm a booking.
What are your highest financial priorities? Select all that apply.
Choose up to two primary service focuses.
The Wealth CoPlanner newsletter · Free

A little clarity.
A better next step.

Sign up for practical ideas about income, money habits, and planning your future.